Question 28
Domain 1: Describe AI workloads and considerationsWhen you design an AI system to assess whether loans should be approved, the factors used to make the decision should be explainable. This is an example of which Microsoft guiding principle for responsible AI?
Correct answer: A
Explanation
Transparency means people can understand how an AI system works and why it makes a decision. In loan approval, the factors used to decide should be explainable so the process is not a "black box" and stakeholders can review the basis for the outcome.
Why each option is right or wrong
A. transparency
Microsoft’s responsible AI principle of transparency applies when the system’s decision logic must be understandable to the people affected by it. In a loan-approval model, the relevant inputs and decision factors should be interpretable so reviewers can trace why a particular outcome was produced, rather than treating the model as a black box.
B. inclusiveness
C. fairness
D. privacy and security